Health Care Commies

Third cup of coffee is kicking in, and I gotta run soon. This'll havta be short (in more ways than one).

Health care. Everyone has heard the talk about how we need universal health care (or not) and how the politicians are gonna give it to us by subsidizing our insurance payments. How many have stopped and said, "my ass your gonna make some rich extortionist richer with my goddam tax dollars!"? Has it not occurred to these politicians that the profits skimmed by insurance companies and salaries for all the people who are needed to file claims and shuffle paperwork are the reason healthcare costs so damn much? Of course it has. What's more, the insurance companies' lobbyists are well acquainted with the legislators who are going to make it law to redirect your tax money strait into the pockets of insurance salesmen. Health insurance companies make tens of billions of dollars per year; they can afford to invest in lobbying for insurance subsidization. But, wouldn't it be more expedient and less costly for the tax payers, if they want universal health care, to just pay strait into a public pool of cash for healthcare and draw on it as needed, rather than give it to someone who's gonna skim a profit and then make it as hard as possible for you to get your money back? Why aren't the politicians talking about this? For starters, they need the insurance lobby's campaign donations. And, in the end, they need the insurance lobby's campaign donations. In the middle somewhere there is the matter of destroying an industry worth billions of dollars and replacing it with a state institution, which is kinda the definition of communism (although altruistic common sense says "so what?"). There is alot of ideological baggage associated with such a move--much moreso than there was when Soc. Sec. was created pre WWII). I say the health insurance companies are extortionists and, in a moral sense at least, racketeers. Basically they are bookies. You pay them, betting in essence that you will become ill at some point, and they make a counter bet that you will remain healthy. They back up their bet with their capital resources that you don't have; if you did, you wouldn't need health insurance. Thing is, it's just like Vegas. They know the odds [statistics] all too well, so their winning is guaranteed. As if that's not enough, a lot of these crooks like to make it as hard as possible for you to collect on your bet when you win. Meanwhile, you have no choice but to make the bet, because if you don't you're making the wildcard bet that you'll remain healthy right up until your sudden death. HSAs and all that crap are just other ways for third parties to get their hands on your money.

If the whole country had the equivalent of their medical insurance payment taken out of their paychecks (along with the employer's contribution which is an issue unto itself) and that money was put in a centralized account from which folks would draw when they needed medical care (think "non-profit health insurance company"), within a few years there would be ample billions extra (formerly known as "profits") which could be used for investment in health technologies that with promising returns and/or individual payment reductions. Of course, there's always gonna be a crook who gets in a tries to work the system for his/her personal gain, but we'll just have to take him out in the street and beat him/her to death. Works for me. At least then we'll be calling a crook a crook instead of an "insurance salesman."